Current limits by account size
Topstep publishes current Combine targets and Maximum Loss Limit values for 50K, 100K, and 150K accounts. Check the source before relying on a number from a guide.
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The Topstep rulebook, mapped
Current Topstep rules, linked to the source.
Use this hub to understand current Topstep limits, daily trading hours, Daily Loss Limit options, and payout paths. It links every factual rule summary to Topstep's own documentation, then points to the practical guide that helps you review it.
The 3:10 PM CT close
Topstep says it is a day-trading program: positions must be closed by 3:10 PM CT on weekdays, and a product with an earlier close must be exited earlier.
Daily-loss settings vary by phase
Topstep says the Daily Loss Limit is optional in the Trading Combine and Express Funded Account, but automatic in the Live Funded Account.
Payout paths are distinct
Topstep's current policy distinguishes Standard and Consistency payout paths, each with its own eligibility and request rules.
Rules are reviewed, not guessed
This page links to Topstep's own documentation and marks the review date so you can spot when a number may need a fresh check.
Each account needs its own context
A blended P&L total can hide the account that is closest to its limit. Review the relevant rules and risk context separately for every account.
Reviewed against Topstep's own help-center pages. Account rules, settings, and program terms can change, so confirm your current account in Topstep before trading. Educational only, not financial advice.
Trading Combine reference values
| Parameter | 50K | 100K | 150K |
|---|---|---|---|
| Profit target | $3,000 | $6,000 | $9,000 |
| Maximum Loss Limit | $2,000 | $3,000 | $4,500 |
| Daily Loss Limit, if selected at purchase | $1,000 | $2,000 | $3,000 |
Sources: Trading Combine parameters, Maximum Loss Limit, and Daily Loss Limit. Compare the account sizes in Topstep 50K vs 100K vs 150K.
The four rule areas to check before trading
1. Maximum Loss Limit
Topstep describes the Maximum Loss Limit as the lowest balance an account may reach. In its current guidance, it can be monitored against unrealized P&L and its behavior differs by account phase. Review the account-specific source and leave a buffer rather than treating the limit as usable risk.
Topstep source: Maximum Loss Limit2. Trading hours and the daily close
Topstep says all positions must be closed by 3:10 PM CT every weekday, with an earlier exit required for a product that closes earlier. Make the close time part of the plan before placing a trade, not a reminder after the session is extended.
Topstep source: Trading hours and permitted products3. Daily Loss Limit settings
Topstep says the Daily Loss Limit is optional in the Trading Combine and Express Funded Account, and automatic in the Live Funded Account. When an applicable Daily Loss Limit triggers, it is a forced break for the rest of that session. Check whether your account has one and how it was set.
Topstep source: Daily Loss Limit4. Payout path and progress
Topstep's payout policy distinguishes Standard and Consistency paths. The requirements, request caps, and account-phase details can change, so use the official policy for the current values and use a review process to keep your next eligibility milestone visible.
Topstep source: Topstep Payout PolicyUse the rules as a review workflow
Before a session, note the account phase, relevant loss-limit room, product close, and the objective that matters next. After the session, record whether the plan was followed and what needs to change. Propfy is independent of Topstep and is designed to help prop-firm futures traders review supported TopstepX activity, copied decisions, and account-level context in one workspace. See current pricing and eligibility if you want to test that workflow with your own sessions.
Frequently asked questions
What are the main Topstep rules?
For the current Trading Combine, Topstep identifies the Maximum Loss Limit as the account-ending rule and lists profit-target and consistency objectives. Topstep also requires traders to close positions by 3:10 PM CT on weekdays. Daily Loss Limits are optional in the Trading Combine and Express Funded Account, but automatic in the Live Funded Account. Confirm the current requirements for your own account type before trading.
What happens if you hit a Topstep limit?
Topstep says touching the Maximum Loss Limit can trigger immediate liquidation, including when unrealized P&L reaches the limit. When an applicable Daily Loss Limit is triggered, Topstep describes it as a forced break for the rest of that session, not a rule violation. The practical outcome depends on your account type and active settings, so check the linked official documentation and your dashboard.
Does the Topstep trailing drawdown ever stop trailing?
Topstep says the Maximum Loss Limit rises with the end-of-day balance and does not move down. In its current Trading Combine and Express Funded Account guidance, it locks once it reaches the specified reference balance. Check Topstep's current account-specific documentation because these mechanics can change by phase.
How can a trading journal help with Topstep rules?
A journal can turn rules into a pre-session and post-session checklist: record the account phase, distance to the applicable loss limit, trading-day close, and payout-progress context. Propfy is designed to help prop-firm futures traders review supported TopstepX activity and account-level context alongside the decisions behind their trades.
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